Virtual cards are an electronic version of traditional cards. They are needed to make transactions on the Internet. Their main purpose is safe and convenient payment for goods and services realized through the virtual environment. Online shopping is extremely popular today. The same streaming platforms, courses, subscriptions, products in online stores are paid remotely. Some people prefer to pay for services through mobile applications: food, cabs, ticket booking and other services.
To expand their opportunities on the Internet, Kazakhstanis can open an online card in Kazakhstan. It can guarantee secure payments, especially if you remove restrictions on the amount of transfer. The card can be issued via banking or mobile application. Usually the operation takes a minimum amount of time and no payment is required. There are certain applications and payment systems, such as PayPal or Revolut, that offer non-physical cards.
In which banks in Kazakhstan you can apply for a card online
In fact, customers have a lot of choice when they are pondering which bank to open a card online. And it should be made consciously. Let's go through the list of the most popular institutions:
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Jusan Bank — debit and credit. Can be provided to both Kazakhstani and foreign citizens.
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Kaspi Bank — for clients not younger than 18 years old. Additional requirements include: a valid account, registration in the Kaspi.kz system, access to banking or application. It is also necessary to provide an ID card.
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CenterCredit Bank — requires confirmation of the right to stay in the territory of the Republic of Kazakhstan for non-residents to open an account. The rest of the list of documents is standard.
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Halyk Bank — the most popular among non-residents for providing services. The possibility of card issuance through a special mobile application. By specifying the delivery address, a plastic variant will come.
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Altyn Bank — a modern application allows you to quickly and easily open a card in the Republic of Kazakhstan. Possibility of access to Pay and Apple Pay services.
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Eurasian Bank — enter contact information and expect a call from a manager to clarify all the details. So far the procedure is available only for residents of Almaty and Nur-Sultan cities, but soon it is expected for the rest of KZ.
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Forte Bank — the application is left on the website or in the application. Then the manager calls and clarifies the details. The main thing is to confirm your identity and sign the agreement.
All these banks allow you to open and be provided with Visa or MasterCard, depending on personal preferences and necessary functions. Replenishment of the account is done in different ways: p2p platforms, e-wallets, transfer from other accounts, Swift system.
When there is already an understanding of what card to open in the Republic of Kazakhstan, it remains to choose an institution. What steps precede the opening:
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An application is filled out. To do this, go to the website of the institution or open the mobile application, find the appropriate section and fill out the form, specifying all the required data, including passport data, identification code, address and contact information.
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Documents are uploaded. Income, photo ID, passport is confirmed.
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The application is confirmed. Either through SMS or email. Sometimes a video call is required to confirm identity.
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Waiting for a decision. After reviewing the application, the submitted documents are checked and a decision is made about the issue. Often it takes up to twenty-four hours.
After the final approval, the approval is sent to your mail or phone. The card is immediately available and can be used. The physical version is sent to the specified address or it can be picked up at the branch of the institution.
What documents are needed to apply for the card
Many Kazakhstanis are interested in the question: can a bank card be issued online? The answer is unambiguous — you can. It is not necessary to go anywhere at all — all actions are performed remotely.
What documents are necessary for opening:
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Identification number, which every Kazakhstani has, is asked to provide when making an application.
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Identity document. The applicant is asked to make its scan with the subsequent uploading of the document using banking or mobile application.
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Contact information, which includes an email address and phone number. Notifications, confirmations and other information are sent to them. The phone number is used for both communication and confirmation of transactions.
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Residential address where the physical version of the card is delivered in the case of an add-on card. Some institutions offer courier delivery.
When you have an understanding of which bank you can open an online card, you can start collecting documents. It is also mandatory to confirm your income. Almost all banks require confirmation of their client's income. We are talking about a certificate from the place of work or a statement of account. You will also need to register an account in the banking or mobile application.
What are the advantages of virtual bank cards
To make a payment online, it is enough to enter the number of a virtual card in Kazakhstan, specify its expiration date and CVV-code. Some services have a function to memorize data and details, so that you can make payments faster in the future. However, in order to improve security, it is better not to do this.
Pros of having a virtual card in Kazakhstan:
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Flexibility — use for various transactions.
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Protection from fraudulent actions — in case of loss of access or detection of suspicious activity, instant blocking is possible.
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Spending control — you can set spending limits and easily manage your balance.
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Convenience — quick to obtain and use, no need to visit a bank branch.
- Security — reduces the risk of data theft and can be used for one-off payments.
It is convenient to control your balance and make transactions with the help of Internet banking. If anything, you can quickly open a card in Kazakhstan online and block it through the application. For example, unnecessary.
To sum up
Virtual payment methods are an effective tool for making safe and convenient payments. They guarantee a high level of security, they are easy to use and control your expenses. It is an ideal choice for paying for services and regular purchases on websites. Ordering a bank card online allows you not to go to the bank, which saves a lot of time.
The rules for using non-physical cards are standard: under no circumstances should you share any data or account details, logins and passwords. This is required by security rules. It is better to make purchases only in verified stores on the World Wide Web. In order to provide additional security, it is recommended to install two-factor identification. You can track debits by SMS or banking.